We believe mortgage should be a movement of love, value, and speed.
- Upfront underwriting in 6 hours
- Processing in 7 days
- Closing in 1 day goal
- Personalized loan structuring
- Real-time rate updates
- Direct access to Kyle Jessee Lending Team
- Highly competitive market rates
- Low down payment options
- Transparent cost breakdowns
A streamlined, transparent journey designed to move at the speed of the market.
We map out your goals and explore your options. No upfront credit check required to start the conversation.
We identify the perfect loan program and shop multiple lenders to secure the most competitive rate for you.
Our dedicated team handles the heavy lifting, guiding you through underwriting all the way to a smooth closing.
Close with confidence and move into your new home. We remain your dedicated mortgage partners for life.
Our Down Payment Assistance Programs are designed to bridge the gap between your savings and your dream home. Whether you’re a Veteran or a first-time buyer, we have options to fit your budget.
The right choice depends on your specific loan program. We’ll help you analyze every option to find the most cost-effective path to homeownership.
$0 Down
Exclusive benefit for eligible Veterans and active-duty service members.
3.5% Down
Flexible credit requirements and low down payment for primary residences.
3% Down
Select programs designed for first-time buyers and low-to-moderate incomes.
Get answers to the most common questions about home loans and the buying process.
Getting pre-approved is the first step in your home buying journey. You'll need to provide documentation of your income, assets, and employment. Our team can typically get you a pre-approval letter within 24-48 hours after receiving your application.
While the VA doesn't set a minimum credit score, most lenders (including Movement Mortgage) typically look for a score of 580 or higher. However, we evaluate each borrower's full financial picture, including those with complex credit histories.
It depends on the loan program. VA loans offer $0 down payment for eligible Veterans. FHA loans require as little as 3.5% down, and some Conventional programs allow for 3% down. We'll help you find the best option for your budget.
Unlike many lenders who wait until you're under contract, we underwrite your file upfront. This means a real underwriter reviews your documents before you even find a home, giving you a 'Commitment to Lend' that's as strong as a cash offer.
At the Kyle Jessee Lending Team, we aim for a 7-day processing goal. While the industry average is often 30-45 days, our streamlined workflow and upfront underwriting allow us to close much faster, helping you win in competitive markets.
Real feedback from homeowners who worked with Kyle.
Kyle made the process so easy. His communication was top-notch and we closed ahead of schedule!
As a first-time buyer, I had so many questions. Kyle took the time to explain everything clearly.
The 6-7-1 process is real. We had our approval almost instantly. Highly recommend!
Whether you’re buying your first home, refinancing, building, or growing your investment portfolio — Kyle and his team are here to guide you every step of the way.
184 Duke of Gloucester St Suite 1B, Annapolis, MD 21401
NMLS #1212644 | Kyle.Jessee@movement.com